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Mortgages for sale enable an owner to sell the property at a lower value than what was quoted in the original contract. This could be for reasons of financial difficulty that could cause more losses if one continued to hold on to the deal. One could also be moving away and will not be in a position to enjoy or continue servicing the loan.
from: http://ezinearticles.com/?Dealing-With-Mortgages-For-Sale&id=7174339